UL EMV Card Image Editor

The perfect tool to design a card image before personalizing physical test cards or when a specific physical card image is not available for testing.

Overview

  • Manage card profiles & images in an easy way
  • Design and validate card image without the need for physical test cards
  • A clear, efficient graphical user interface
  • All EMV knowledge and help dynamically available
  • Test terminals with card images that you define
  • Speed up your testing process

Who is it for?

UL EMV Card Image Editor is the perfect tool for card issuers that want to design a card image before personalizing physical test cards. Acquirers and Terminal Testers can benefit from UL EMV Card Image Editor when a specific physical card image is not available for testing.

Why do you need it?

The UL EMV Card Image Editor allows you to create card images dynamically without the need of real physical cards. Simply open a card image, make necessary adjustments, and save it.

Card Issuers can design a card image before personalizing test cards and have it checked by UL EMV Personalization Validation Tool.

Acquirers and Terminal Testers can combine it with the UL Card Simulator and have the complete ability to use the saved card image as a simulated card for terminal testing.

What is inside?

UL EMV Card Image Editor provides you with the following main functionalities:

Editor – At the heart of the UL EMV Card Image Editor lies the ability to selectively edit individual data elements of any EMV card image, including extensive explanation of each data element. The Data Element Table and the Element Viewer allow to review, edit and validate individual data elements in the card image.  The Editor provides syntax checking and a variety of specific editors, including a hex editor, decimal editor, binary format editor and AID selection editor

File Map Editor – The File Map Editor is a powerful functionality providing insight into the various areas of the card. It shows the FCI (File Control information) and SFIs (Short File Identifier) on the card. Each SFI consists of records and each record can contain data elements. You are able to navigate through the files stored on the card and edit them if necessary. It even monitors space used by the various data elements and displays the usage via an intuitive color code scheme.

Key benefits

  • Manage card profiles & images in an easy way
  • Design and validate card image without the need for physical test cards
  • A clear, efficient graphical user interface
  • All EMV knowledge and help dynamically available
  • Test terminals with card images that you define
  • Speed up your testing process

Specifications

Formats supported

  • EMV PVT XML
  • for validation of EMV data in UL EMV PVT
  • VPA XML
  • popular format used by Visa Personalization Assistant
  • UL Card Simulator XML
  • for simulation of EMV cards with UL Card Simulator e.g. used for testing terminals

Features

  • Automatic cross referencing to EMV specifications
  • Provides a variety of specific editors including:
    • CVM (Card Verification Method) editor
    • Track 1 and 2 editor
    • DOL (Data Object List) editor
  • Supports single and multi-application card images
  • Supports:
    • Contact
    • Contactless
    • Dual interface card images

Payment Schemes supported

  • EMV
  • Mastercard: Maestro, Cirrus, PayPass, SecureCode, PayPass MagStripe, M/Chip, PayPass M/Chip, CAP
  • Visa: VSDC, VCPS, Electron, VPAY, Plus, payWave
  • American Express: AEIPS (contact), Expresspay (contactless)
  • Discover: D-PAS (contact and contactless)
  • JCB: contact and contactless
  • UnionPay: contact and contactless
  • Gemalto PURE
  • Domestic schemes: Interac, SPAN

Recommended and optional

UL EMV Personalization Validation Tool

The solution to check correct personalization of EMV cards, covering all major payment schemes for contact or contactless cards and mobile applications. Read more>

UL Card Simulator

The most complete card simulation tool to test the correct processing of payment transactions on payment devices. Read more>

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