UL American Express HCE Functional Test Suite

This test suite is based on the Expresspay Mobile HCE Specifications


  • Functional testing of Expresspay Mobile HCE Applications
  • Prepare your Expresspay mobile payment products for certification

The UL American Express HCE Functional Test Suite is the most thorough and complete test suite for mobile payment application developers, card issuers, and test labs for testing and pre-certification of an Expresspay Mobile HCE Application.

The UL American Express HCE Functional Test Suite has been developed based on the Expresspay Mobile HCE Specifications. 

Key benefits

  • Shorten your development cycle
  • Fully automated test execution
  • Clear and easily understandable issue reporting
  • Perform high quality pre-certification self-testing
  • Up-to-date with the latest payment scheme specifications
  • Backed by UL’s extensive expertise in payment and mobile compliance test tools
  • Ensure high level of compliance and interoperability
  • Operating on top of state-of-the-art UL Conclusion Test Manager


  • Coverage of American Express’ specifications for Expresspay Mobile HCE applications to obtain global interoperability for mobile payment applications
  • Testing of an Expresspay Mobile HCE application installed on an NFC-enabled mobile device using a contactless reader
  • Pre-certification of your Expresspay Mobile HCE application to prepare for approval by American Express
  • Detailed analysis of all APDU-level communication with interpretation of the data elements involved
  • This test suite requires UL Conclusion Test Manager


UL Contact & Contactless Reader

Chip card reader for both contact and contactless cards. Read more>

Recommended and optional

UL Conclusion Test Manager

The ultimate combination of a powerful test engine and an accomplished test management application in one platform, providing flexible ways in configuring the test execution and reporting results. Read more>

Documents and resources