White Papers

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EMV Migration and Certification in the U.S.

UL's view on optimizing EMV Brand Certification Processes

Mobile Payments Security Discussion Paper

UL's and GSMA's view on Mobile Payments Security

Next Generation Ticketing in Public Transport

UL's view on Next Generation Ticketing in Public Transport

Next Generation Ticketing: Go Open

UL's view on the benefits of migrating to a system where travelers can bring their own travel media such as a payment card

Next Generation Ticketing: Go Mobile

UL's view on the benefits of enabling mobile technology in a public transport smartcard system.

Next Generation Ticketing: Go Interoperable

UL's view on standardizing the contactless interface on the basis of EMV Contactless Level 1 and implementing adequate remote management of equipment, in such a way migrating towards an interoperable frond-end.

Next Generation Ticketing: Go Central

UL's view on the benefits of migrating to a back-end-centric concept

Meet the Family: Payment Security Standards

UL's view on payment security standards

Prevention is better than the cure

UL's view on the effectiveness of EMV and PCI in case of large-scale card compromise.

ISO 14443 interoperability in transit

UL's view on interoperability in transit

Exploring cloud-based ticketing: the future of fare management?

UL's view on the future of fare collection

HCE security implications

UL's view on HCE's security implications

A Strong Identity in the Online Financial World of Tomorrow

UL's view regarding online authentication which helps you to get prepared for the next steps.

Electronic Identities in Europe

UL's view on electronic identities

Testing in NFC Projects- Gearing up for launch

UL's view on testing with NFC projects

Tokenization explained

UL's view on the what, how and benefits of tokenization

The Future of SIM

UL's view on the future of SIM.

A controlled approach to next generation ticketing

UL's view on a controlled approach to next generation ticketing

Instant Payments

What is the hype about? What are the use cases for Instant Payments (also known as real-time payments)? UL's independent view on the subject is explained in this paper.

Transit Ticketing Devices on Mobile Phones

Enhancing transit infrastructure by using the customer's mobile phone

FIDO Authentication Implementation

How can FIDO fit in an existing information security plan? Read about this and more!

EMV in Transit - Issuer Implementation Guide

What can banks do to get ready for EMV in transit?

Mobile Barcode Ticketing in Public Transport

The pace of change in ticketing systems for public transport is higher today than perhaps at any previous moment in history. A major driver for this change is the increasing use of the customer’s mobile phone. Smartphones can be used to provide customers with accurate and timely information relating to their travel and to allow them to load travel products on their contactless travel cards.