White Papers Download our latest white papers here to learn more about the latest industry developments. Related products EMV Migration and Certification in the U.S. UL's view on optimizing EMV Brand Certification Processes Mobile Payments Security Discussion Paper UL's and GSMA's view on Mobile Payments Security Next Generation Ticketing in Public Transport UL's view on Next Generation Ticketing in Public Transport Next Generation Ticketing: Go Open UL's view on the benefits of migrating to a system where travelers can bring their own travel media such as a payment card Next Generation Ticketing: Go Mobile UL's view on the benefits of enabling mobile technology in a public transport smartcard system. Next Generation Ticketing: Go Interoperable UL's view on standardizing the contactless interface on the basis of EMV Contactless Level 1 and implementing adequate remote management of equipment, in such a way migrating towards an interoperable frond-end. Next Generation Ticketing: Go Central UL's view on the benefits of migrating to a back-end-centric concept Meet the Family: Payment Security Standards UL's view on payment security standards Prevention is better than the cure UL's view on the effectiveness of EMV and PCI in case of large-scale card compromise. ISO 14443 interoperability in transit UL's view on interoperability in transit Exploring cloud-based ticketing: the future of fare management? UL's view on the future of fare collection A Strong Identity in the Online Financial World of Tomorrow UL's view regarding online authentication which helps you to get prepared for the next steps. Electronic Identities in Europe UL's view on electronic identities Testing in NFC Projects- Gearing up for launch UL's view on testing with NFC projects Tokenization explained UL's view on the what, how and benefits of tokenization The Future of SIM UL's view on the future of SIM. A controlled approach to next generation ticketing UL's view on a controlled approach to next generation ticketing Instant Payments What is the hype about? What are the use cases for Instant Payments (also known as real-time payments)? UL's independent view on the subject is explained in this paper. Transit Ticketing Devices on Mobile Phones Enhancing transit infrastructure by using the customer's mobile phone FIDO Authentication Implementation How can FIDO fit in an existing information security plan? Read about this and more! EMV in Transit - Issuer Implementation Guide What can banks do to get ready for EMV in transit? Mobile Barcode Ticketing in Public Transport The pace of change in ticketing systems for public transport is higher today than perhaps at any previous moment in history. A major driver for this change is the increasing use of the customer’s mobile phone. Smartphones can be used to provide customers with accurate and timely information relating to their travel and to allow them to load travel products on their contactless travel cards. Future of Authentication in Banking How do you define a winning authentication strategy? From Electronic to Mobile Driver Licenses How to realize and manage mobile driver licenses? PSD2 Frequently Asked Questions PSD2 is becoming a hot topic in the payment world, not just in the EU but also in the rest of the world. EMV-like In-App and In-Browser Payments Creating a Consistent Multi-Channel Payment Experience Interoperability of mobile payments Providing a seamless user experience Breaking down the security in cloud-based mobile payments The security model for the cloud-based payment solution needs to be refounded considering the idiosyncrasy of the open execution environments. Coexistence of NFC Applications Coexistence of NFC Applications on Android Handsets Implementing Mobile Payments from A to Z Issuers' guide to implement mobile payments EMVCo 3-D Secure 2.0 Taking a closer look at EMV 3DS 2.0 from a technical perspective. Insights on EMV Transaction Speed & POS Performance Optimization Insights on EMV Transaction Speed & POS Performance Optimization Implementing Smart Point of Sales (SMARTPOS) Devices Insights from technologies to application marketplaces